Budgetz Ltd. Privacy Policy

Last Updated: 05/11/2024

Welcome to Budgetz Ltd. ("Budgetz", "we", "us", or "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile application, WhatsApp bot, and any other services offered by Budgetz (collectively, the "Services").

Please read this Privacy Policy carefully. If you do not agree with its terms, please do not access or use our Services. By using our Services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

1. Information We Collect

We collect various types of information from and about users of our Services, including:

1.1 Personal Information

We collect the following types of personal information:

Information You Provide Directly

  • Contact Information: Name, email address, phone number
  • Account Credentials: Username and password
  • User-Submitted Content: Information or content you choose to provide or upload to our Services, such as entries, notes, images, audio recordings, and other materials

Information From Connected Services

When you connect third-party accounts or services to our platform, we may receive:

  • Profile Data: Information from your connected accounts, such as profile details and preferences
  • Activity Information: Usage data, interaction history, and engagement metrics from connected services
  • Content: Materials stored or created in your connected accounts
  • Authentication Tokens: Technical access credentials that allow ongoing connection to these services

The specific information we receive depends on:

  • Which third-party service you connect
  • Your settings with that service
  • The permissions you grant during connection

1.2 Non-Personal Information

  • Usage Data: Information about how you use our Services, including traffic data, logs, and other communication data.
  • Device Information: IP address, browser type, operating system, and device identifiers.

1.3 Payment and Billing Information

If you decide to subscribe to our paid services, we work with a third-party payment processor, Cardcom. We do not store your full credit card details on our servers. Instead, we only retain a reference ID and the last four digits of your payment card, as well as an internal account identifier linked to Cardcom’s system.

2. How We Collect Information

We collect information:

  • Directly from You: When you provide it to us by filling out forms, creating an account, or communicating with us.
  • Automatically: Through cookies and other tracking technologies as you navigate our Services.
  • Through Our WhatsApp Bot: When you interact with our WhatsApp bot, any information you send (including text, images, and audio) is collected and processed.

3. How We Use Your Information

We value your privacy and are committed to being transparent about how we handle your information. Here's how we use the data you share with us:

Essential Uses

  • Service Delivery: We use your information to provide and improve our core services
  • Account Management: To manage your account and respond to your requests
  • Security: To protect your account and our services from unauthorized access
  • Legal Compliance: To meet our regulatory obligations and maintain platform safety

Additional Uses

  • Service Enhancement: We analyze usage patterns to improve your experience
  • Communications: We'll send you important updates about our services and your account

Third-Party Access

Our services may connect with third-party providers. When you use these integrated features:

  • Third parties will have access to your data as needed for their services
  • Each third party has their own privacy practices and data handling policies
  • We are not responsible for how third parties handle or use your data
  • You can manage third-party connections in your account settings

Payment and Billing

We use the reference ID and last four digits to manage recurring payments, process cancellations, and handle billing queries. Your actual payment details are securely stored and processed by Cardcom in accordance with its own privacy and security standards.

4. Disclosure of Your Information

We may disclose your information to:

  • Third Parties: For marketing, advertising, or other purposes. This includes selling your personal information to third parties.
  • Service Providers: Companies that perform services on our behalf, such as hosting providers and analytics services.
  • Legal and Regulatory Authorities: To comply with legal obligations, court orders, or governmental requests.
  • Successors and Assigns: In connection with a merger, acquisition, restructuring, or sale of assets.
  • With Your Consent: To any other parties with your explicit consent.

5. Data Retention

We retain your personal information indefinitely, even after you stop using our Services. You may delete any data you have entered into our Services; however, your account and associated email address will remain in our system. We retain this information for purposes such as legal compliance, dispute resolution, and enforcement of our agreements.

Payment Data:

We retain the payment reference ID and last four digits of your card for as long as needed to manage your subscription, comply with legal requirements, and resolve disputes. We do not store full payment card details at any time.

6. Your Rights and Choices

You have control over your personal information in these ways:

Managing Your Information

  • Access: View your profile information through your account settings
  • Updates: Edit your profile details and preferences at any time
  • Email Preferences: Control which notifications you receive and unsubscribe from promotional emails

Content Deletion

  • You can delete content you've actively created or uploaded to our Services
  • This includes: profile information, uploaded files, posts, comments, and other user-generated content
  • Deletion of this content is permanent and cannot be recovered

Personal Data Deletion

If you wish to have your personal data deleted, you may submit a request by emailing support@budgetz.co.il. We will review and process your request in accordance with applicable laws and our data retention policies.

Important Notes

  • Some information may remain in system backups or records required for legal compliance
  • Technical data like access logs, usage analytics, and security records are maintained separately from user content
  • Information shared with or collected by connected third-party services is subject to their retention policies

7. Data Security

We implement measures to protect your personal information from unauthorized access, use, alteration, and disclosure. These measures include:

  • Secure Servers: Storing your information on secure servers protected by firewalls.
  • Encryption: Using encryption technologies like SSL/TLS for data transmission.

However, please be aware that no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee the absolute security of your information.

8. Children's Privacy

Our Services are not intended for children under 13 years of age. We do not knowingly collect personal information from anyone under 13. If you believe we might have information from or about a child under 13, please contact us so we can take appropriate action.

9. Changes to Our Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the Services after any changes indicates your acceptance of the updated Privacy Policy.

10. Compliance with Israeli Spam Law

In accordance with the Israeli spam law (Amendment No. 40 to the Communications Law), we will not send you promotional content via email, SMS, or WhatsApp without your explicit prior consent. Each promotional message will include a clear option to unsubscribe or decline further messages.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your own, including outside of Israel. In such cases, we take appropriate measures to ensure that any data transferred receives an adequate level of protection, such as implementing industry-standard safeguards or entering into agreements containing standard contractual clauses. By using our Services, you consent to these transfers, and where legally required, we will obtain your explicit consent before transferring your personal information internationally.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: support@budgetz.co.il


By using the Service, you acknowledge that you have read and understood these Terms and agree to be bound by them.